How can I adjust my budget for unexpected expenses?

How can I adjust my budget for unexpected expenses?

Start by identifying the unexpected expenses and categorize them. Then, review your current budget to see where you can cut back.

What categories should I consider cutting back on?

Consider reducing discretionary spending like dining out, entertainment, or subscriptions. Essentials like groceries and utilities should be prioritized.

How do I track my spending to make adjustments easier?

You can use budgeting apps, spreadsheets, or even pen and paper. Track your daily expenses and compare them to your budget regularly.

What if I can't find areas to cut back?

If cutting back isn't possible, consider increasing your income through side jobs or selling unused items to cover the unexpected costs.