Are Income Share Agreements Worth It?
An example of an AI chatbot conversation about the value of income share agreements.
What are income share agreements and how do they work?
Income share agreements (ISAs) are contracts where students pay a percentage of their future income for a set period in exchange for funding their education.
What are the pros and cons of using an ISA?
Pros include no upfront costs and payments based on income. Cons can be high repayment amounts if you earn a lot.
Are ISAs better than traditional student loans?
It depends on individual circumstances. ISAs can be more flexible, but traditional loans may have lower overall costs.
What should I consider before signing an ISA?
Consider the percentage of income you'll pay, the duration of payments, and your expected future earnings.
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