Are private loans eligible for forgiveness?
An example of an AI chatbot conversation about private loan forgiveness eligibility.
Can private loans be forgiven under any circumstances?
Generally, private loans are not eligible for forgiveness like federal loans. However, some lenders may offer relief options.
What about student loans? Are they different?
Yes, federal student loans have specific forgiveness programs, while private student loans typically do not.
Are there any programs that can help with private loan repayment?
Some lenders offer hardship programs or refinancing options that can help reduce payments, but it's best to check with your lender.
What should I do if I can't afford my private loan payments?
Contact your lender immediately to discuss your options, such as deferment, forbearance, or a modified payment plan.
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