What are the essentials of auto insurance?
The essentials of auto insurance typically include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
Can you explain what liability coverage is?
Liability coverage helps pay for damages or injuries you cause to others in an accident. It's required in most states.
What about collision and comprehensive coverage?
Collision coverage pays for damage to your car from an accident, while comprehensive coverage covers non-collision incidents like theft or natural disasters.
Do I really need uninsured motorist coverage?
Uninsured motorist coverage is important as it protects you if you're in an accident with someone who doesn't have insurance.
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