What are the benefits of having flood insurance?
Flood insurance provides financial protection against flood damage, covering repairs and replacement of belongings.
Is flood insurance worth the cost?
Yes, especially if you live in a flood-prone area. It can save you from significant out-of-pocket expenses.
What does flood insurance typically cover?
It usually covers the structure of your home, personal belongings, and sometimes additional living expenses if you can't stay in your home.
How can I get flood insurance?
You can purchase flood insurance through the National Flood Insurance Program (NFIP) or private insurers.
Are there any exclusions in flood insurance policies?
Yes, common exclusions include damage from sewer backups and maintenance issues. It's important to read the policy carefully.
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