What should I know about biking accidents and insurance coverage?

What should I know about biking accidents and insurance coverage?

It's important to understand that biking accidents can lead to significant medical expenses and property damage. Insurance can help cover these costs.

Do I need special insurance for biking?

While standard health insurance may cover injuries, specialized bike insurance can provide additional protection for theft, damage, and liability.

What does bike insurance typically cover?

Bike insurance usually covers theft, damage to your bike, liability for injuries to others, and sometimes medical expenses for you.

How can I lower my insurance premiums for biking?

You can lower premiums by maintaining a good riding record, taking safety courses, and bundling your bike insurance with other policies.

What should I do if I'm involved in a biking accident?

First, ensure everyone's safety and seek medical help if needed. Then, document the scene, exchange information, and contact your insurance.