How can I optimize my monthly budget?
To optimize your monthly budget, start by tracking your income and expenses. Have you done that yet?
Yes, I have a rough idea of my expenses.
Great! Identify areas where you can cut back, like dining out or subscriptions. What are your biggest expenses?
My biggest expenses are rent and groceries.
Consider looking for cheaper grocery options or meal planning to save. Have you thought about negotiating your rent?
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