What types of car insurance coverage do I need?

What types of car insurance coverage do I need?

There are several types of car insurance coverage you might consider: liability, collision, comprehensive, uninsured motorist, and personal injury protection. Would you like to know more about each type?

Yes, please explain liability and collision coverage.

Liability coverage helps pay for damages to others if you're at fault in an accident. Collision coverage pays for damage to your own car after an accident, regardless of fault.

What about comprehensive coverage?

Comprehensive coverage protects against non-collision incidents, like theft, vandalism, or natural disasters. It's often recommended if you have a newer or more valuable car.

How do I decide what coverage limits to choose?

Choosing coverage limits depends on factors like your financial situation, the value of your car, and state requirements. It's wise to assess your needs and consult with an insurance agent.