What are some common misconceptions about collection insurance?
An example of an AI chatbot conversation about common misconceptions regarding collection insurance.
What are some common misconceptions about collection insurance?
Many people think collection insurance covers all types of collectibles, but it often has specific limitations.
What types of collectibles are usually excluded from coverage?
Typically, items like cash, stocks, and certain types of art may not be covered. It's important to check the policy details.
Is collection insurance expensive?
The cost varies based on the value of the collection and the coverage limits, but it can be quite affordable for many.
Can I insure my collection if it's not appraised?
Most insurers require an appraisal to determine the value of your collection before providing coverage.
What should I do if I think my collection is underinsured?
You should contact your insurance provider to discuss adjusting your coverage and possibly getting a new appraisal.
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