What are some common misconceptions about Public Service Loan Forgiveness?
An example of an AI chatbot conversation about common myths surrounding PSLF.
What are some common misconceptions about Public Service Loan Forgiveness?
Many people believe that PSLF is automatic after 10 years, but you must meet specific criteria.
What criteria do I need to meet for PSLF?
You need to work for a qualifying employer, make 120 qualifying payments, and be on a qualifying repayment plan.
Can I switch repayment plans while pursuing PSLF?
Yes, you can switch plans, but ensure the new plan is a qualifying one to count towards your 120 payments.
What happens if I don't qualify after 10 years?
If you don't qualify, you won't receive forgiveness, but you can still explore other repayment options.
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