What are some common misconceptions about insurance coverage?
Many people believe that all types of damage are covered under their policy, but that's not always true.
Can you give me examples of what might not be covered?
Sure! For instance, flood damage is often not covered under standard homeowners insurance.
What about personal belongings? Are they fully covered?
Not necessarily. There are limits on coverage for certain high-value items like jewelry or art.
How can I ensure I have the right coverage?
It's best to review your policy with an insurance agent and consider additional riders for specific needs.
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