What are some common myths about water damage insurance?
One common myth is that all water damage is covered by insurance, but that's not always true.
What types of water damage are typically not covered?
Typically, damage from flooding, neglect, or wear and tear may not be covered.
So, if my basement floods from heavy rain, am I covered?
It depends on your policy. Standard homeowners insurance usually doesn't cover flood damage.
What can I do to ensure I'm covered for water damage?
Consider purchasing a separate flood insurance policy and review your homeowners policy for specifics.
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