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What is the timeline for a credit card dispute?

An example of an AI chatbot conversation about the timeline for credit card disputes.

😀
You

What is the timeline for a credit card dispute?

MagicBuddy
MagicBuddy

The timeline for a credit card dispute typically ranges from 30 to 90 days, depending on the card issuer.

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You

What steps are involved in the dispute process?

MagicBuddy
MagicBuddy

The process usually involves reporting the issue, providing documentation, and waiting for the issuer's investigation.

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You

How long does it take for the issuer to respond?

MagicBuddy
MagicBuddy

Issuers generally respond within 30 days, but it can take longer if more information is needed.

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You

Can I still use my card while the dispute is ongoing?

MagicBuddy
MagicBuddy

Yes, you can usually continue to use your card unless the issuer decides to suspend it during the investigation.

😀
You

What happens if the dispute is resolved in my favor?

MagicBuddy
MagicBuddy

If resolved in your favor, the charge will be reversed, and you will receive a credit on your account.

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