What are the key terms I should know about credit cards?
An example of an AI chatbot conversation about credit card terms and conditions.
What are the key terms I should know about credit cards?
Key terms include APR, credit limit, fees, rewards, and grace period. Would you like to know more about any specific term?
What does APR mean?
APR stands for Annual Percentage Rate. It's the interest rate charged on your balance if you don't pay it off in full each month.
What are the common fees associated with credit cards?
Common fees include annual fees, late payment fees, foreign transaction fees, and cash advance fees. Do you want details on any of these?
How can I avoid paying interest on my credit card?
To avoid interest, pay your balance in full by the due date each month. Would you like tips on managing your credit card?
What are rewards programs and how do they work?
Rewards programs offer points, cash back, or miles for purchases. You can redeem them for various benefits. Interested in specific programs?
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