What’s the difference between a credit freeze and a fraud alert?
An example of an AI chatbot conversation about credit freezes and fraud alerts.
What’s the difference between a credit freeze and a fraud alert?
A credit freeze restricts access to your credit report, while a fraud alert warns creditors to verify your identity.
How do I place a credit freeze?
You can place a credit freeze by contacting each of the three major credit bureaus: Experian, TransUnion, and Equifax.
Are there any fees for placing a credit freeze?
No, placing a credit freeze is free of charge in the United States.
How long does a fraud alert last?
A fraud alert typically lasts for 90 days, but you can renew it if needed.
Can I lift a credit freeze temporarily?
Yes, you can temporarily lift a credit freeze for a specific creditor or time period.
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