What are credit report checks and how do they work?
Credit report checks involve reviewing your credit history to assess your creditworthiness. They are used by lenders to make decisions.
Why is it important to check my credit report regularly?
Regularly checking your credit report helps you identify errors, prevent identity theft, and understand your credit standing.
How can I obtain a copy of my credit report?
You can obtain a free copy of your credit report once a year from each of the three major credit bureaus: Equifax, Experian, and TransUnion.
What should I do if I find errors in my credit report?
If you find errors, you should dispute them with the credit bureau and provide documentation to support your claim.
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