How do I dispute an error on my credit report?
To dispute an error, you should first gather your documentation and then contact the credit bureau directly.
What documents do I need to provide?
You typically need to provide a copy of your credit report, any supporting documents, and a written explanation of the dispute.
How long does the dispute process take?
The credit bureau usually has 30 days to investigate your dispute and respond.
What if the error is not resolved?
If the error isn't resolved, you can escalate the issue by contacting the creditor directly or filing a complaint with the CFPB.
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