What are the credit score requirements for a mortgage?
Typically, lenders look for a credit score of at least 620 for a conventional mortgage.
What if my score is below 620?
If your score is below 620, you might consider FHA loans, which can accept scores as low as 580.
Are there any other options for low credit scores?
Yes, some lenders offer programs for first-time homebuyers that may have more flexible credit requirements.
How can I improve my credit score?
You can improve your score by paying bills on time, reducing debt, and checking your credit report for errors.
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