How do I negotiate with my insurance adjuster?
Negotiating with an insurance adjuster involves being prepared and informed. Start by gathering all relevant documents.
What documents should I have ready?
You should have your policy details, any correspondence with the adjuster, and evidence of damages, like photos or repair estimates.
What if the adjuster offers a low settlement?
If the offer is low, don't accept it immediately. Counter with your evidence and explain why you believe a higher amount is justified.
Can I ask for a second opinion?
Yes, you can request a second opinion or an independent appraisal if you feel the adjuster's assessment is unfair.
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