What should I do if a debt collector is harassing me?
An example of an AI chatbot conversation about debt collection complaints and consumer rights.
What should I do if a debt collector is harassing me?
You have the right to request that the debt collector stop contacting you. You can send them a cease and desist letter.
How do I write a cease and desist letter?
Include your name, address, and a statement requesting them to stop contacting you. Be clear and concise.
What if they continue to contact me after that?
If they continue, you can file a complaint with the Consumer Financial Protection Bureau or consult a lawyer.
Are there any laws protecting me from harassment?
Yes, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive debt collection practices.
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