Am I eligible for debt settlement?
An example of an AI chatbot conversation about debt settlement eligibility.
Am I eligible for debt settlement?
To determine your eligibility for debt settlement, I need to know your total debt amount and your financial situation.
I have about $15,000 in credit card debt and I'm struggling to make the minimum payments.
Based on that information, you may be eligible for debt settlement. Typically, creditors consider settling if you are facing financial hardship.
What are the requirements I need to meet?
Generally, you should have unsecured debt, be behind on payments, and demonstrate financial hardship. Would you like more details?
Yes, please explain the process of debt settlement.
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