What is the difference between identity theft insurance and identity monitoring?

What is the difference between identity theft insurance and identity monitoring?

Identity theft insurance helps cover financial losses from identity theft, while identity monitoring alerts you to suspicious activity.

Can you explain how identity monitoring works?

Sure! Identity monitoring tracks your personal information online and notifies you of any unauthorized use or changes.

Is it necessary to have both identity theft insurance and monitoring?

Having both can provide comprehensive protection. Monitoring alerts you to potential issues, while insurance helps mitigate financial losses.

What should I look for in a good identity theft insurance policy?

Look for coverage limits, types of expenses covered, and the claims process. It's also good to check customer reviews.