Why is disability insurance important?
Disability insurance is crucial because it provides financial support if you become unable to work due to illness or injury.
What types of disability insurance are available?
There are two main types: short-term disability insurance, which covers you for a limited time, and long-term disability insurance, which can last for years or until retirement.
How do I know if I need disability insurance?
If you rely on your income to support yourself or your family, or if you have dependents, disability insurance is highly recommended.
What factors affect the cost of disability insurance?
Factors include your age, occupation, health status, and the amount of coverage you choose.
Can I get disability insurance through my employer?
Yes, many employers offer disability insurance as part of their benefits package, but it's important to check the specifics.
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