How can I dispute a charge on my receipt?

I found a charge on my receipt that I don't recognize. What should I do?

First, check if the charge is from a recent purchase. If it still seems incorrect, gather your receipt and any related documentation.

I checked, and it's definitely not mine. How do I formally dispute it?

You can dispute the charge by contacting the merchant directly. Provide them with your receipt and explain the situation.

What if the merchant doesn't respond or refuses to help?

If the merchant is unresponsive, you can escalate the issue by contacting your bank or credit card company to dispute the charge.

Are there any time limits for disputing a charge?

Yes, most banks have a time limit, usually between 30 to 60 days from the date of the charge. It's best to act quickly.