Do I need additional coverage for high-value items?

I recently bought some expensive jewelry. Do I need additional coverage for it?

Yes, you may need additional coverage for high-value items like jewelry, as standard policies often have limits.

What kind of coverage options are available for high-value items?

You can consider scheduled personal property coverage or a separate policy specifically for high-value items.

How do I determine the value of my items for insurance purposes?

You can get an appraisal from a certified appraiser or use receipts and purchase records to establish value.

Will my homeowners insurance cover theft of my jewelry?

It may cover theft, but check your policy for limits on high-value items. Additional coverage might be necessary.