What are my options for earthquake insurance coverage?
You can choose from several options, including standard earthquake insurance, endorsements to your homeowners policy, or separate earthquake policies.
What does a standard earthquake insurance policy typically cover?
A standard earthquake insurance policy usually covers damage to your home, personal property, and additional living expenses if you need to relocate.
Are there any exclusions I should be aware of?
Yes, common exclusions include damage from flooding, landslides, and wear and tear. It's important to read the policy details.
How can I determine the right amount of coverage for my home?
You can assess the value of your home and belongings, consider local building costs, and consult with an insurance agent for guidance.
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