How do energy-efficient upgrades affect my home insurance?

How do energy-efficient upgrades affect my home insurance?

Energy-efficient upgrades can potentially lower your home insurance premiums. Insurers often reward homeowners for making improvements that reduce risk.

What specific upgrades might qualify for discounts?

Common upgrades include installing energy-efficient windows, insulation, and HVAC systems. Each insurer may have different criteria.

Will I need to inform my insurance company about these upgrades?

Yes, it's important to inform your insurance company about any upgrades. They may need to reassess your policy and premiums.

Are there any upgrades that could increase my insurance costs?

Certain upgrades, like adding a swimming pool or a home office, might increase your insurance costs due to added liability.

How can I find out if my upgrades qualify for discounts?

You can contact your insurance agent or check your policy documents. They can provide specific information on available discounts.