What is family daycare insurance and do I need it?
An example of an AI chatbot conversation about family daycare insurance and its importance.
What is family daycare insurance and do I need it?
Family daycare insurance is a type of insurance that protects daycare providers from various risks, including liability claims.
What types of coverage does it include?
It typically includes general liability, property coverage, and sometimes professional liability to cover accidents or injuries.
How much does family daycare insurance usually cost?
The cost can vary widely based on location, coverage limits, and the number of children in care, but it generally ranges from $300 to $1,000 annually.
Is it mandatory to have this insurance?
While it's not always legally required, having family daycare insurance is highly recommended to protect yourself and your business.
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