What is the Fair Debt Collection Practices Act (FDCPA)?
The FDCPA is a federal law that limits the behavior of debt collectors to protect consumers from abusive practices.
What types of behaviors are prohibited under the FDCPA?
The FDCPA prohibits practices like harassment, false statements, and contacting consumers at inconvenient times.
How can I report a debt collector who violates the FDCPA?
You can report violations to the Consumer Financial Protection Bureau (CFPB) or your state attorney general's office.
Are there any exceptions to the FDCPA?
Yes, certain entities like creditors collecting their own debts may not be subject to the FDCPA.
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