What is firearm liability coverage?
Firearm liability coverage is insurance that protects you against claims resulting from the use of your firearm.
Do I really need it if I own a gun?
While it's not legally required, it can provide financial protection in case of accidents or legal issues.
What does it typically cover?
It usually covers legal fees, damages to others, and sometimes even theft or loss of the firearm.
How can I get this type of coverage?
You can get firearm liability coverage through specialized insurance providers or by adding it to your homeowner's policy.
Are there any exclusions I should be aware of?
Yes, common exclusions include intentional acts, criminal activities, and certain types of firearms.
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