What should I do if my home was damaged in a flood?
First, ensure your safety and the safety of others. Then, document the damage with photos and make a list of affected items.
How do I file a flood insurance claim?
You can file a claim by contacting your insurance company directly. They will guide you through the process and provide the necessary forms.
What documents do I need to submit with my claim?
Typically, you'll need your policy number, proof of loss, photos of the damage, and any repair estimates.
How long does it take to process a flood insurance claim?
The processing time can vary, but it usually takes about 30 days once all necessary documents are submitted.
What if my claim is denied?
If your claim is denied, you can request a review or appeal the decision. It's important to understand the reasons for denial.
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