What is force majeure in insurance policies?
An example of an AI chatbot conversation about force majeure and its implications in insurance.
What is force majeure in insurance policies?
Force majeure refers to unforeseen events that prevent parties from fulfilling their contractual obligations, often included in insurance policies.
Can you give me some examples of force majeure events?
Sure! Examples include natural disasters like earthquakes, floods, or events like war, terrorism, and pandemics.
How does force majeure affect my insurance claim?
If a covered event qualifies as force majeure, it may allow you to file a claim for losses incurred due to that event.
Are there any exclusions to force majeure in insurance?
Yes, many policies have exclusions, so it's important to read the fine print to understand what is and isn't covered.
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