What is the difference between force majeure and insurance coverage?
An example of an AI chatbot conversation about force majeure and insurance coverage.
What is the difference between force majeure and insurance coverage?
Force majeure refers to unforeseen events that prevent contract fulfillment, while insurance provides financial protection against risks.
Can you give me examples of force majeure events?
Sure! Examples include natural disasters like earthquakes, floods, or events like war and terrorism.
How does insurance respond to a force majeure event?
Insurance may cover losses from force majeure events, but it depends on the policy terms. Always check your coverage.
Are there specific insurance policies for natural disasters?
Yes, there are specific policies like flood insurance or earthquake insurance that cover damages from those events.
What should I do if my insurance claim is denied due to a force majeure event?
You can appeal the denial, review your policy, and consult with an insurance expert for guidance.
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