What types of insurance do freelancers need?
An example of an AI chatbot conversation about freelance insurance needs.
What types of insurance do freelancers need?
Freelancers typically need liability insurance, health insurance, and possibly professional indemnity insurance.
Can you explain what liability insurance covers?
Liability insurance protects you from claims resulting from injuries or damage to others, covering legal costs and settlements.
Is health insurance mandatory for freelancers?
While not legally mandatory, having health insurance is highly recommended to protect against unexpected medical expenses.
What about professional indemnity insurance?
Professional indemnity insurance covers you against claims of negligence or mistakes in your professional services.
How can I find affordable insurance options?
You can compare quotes online, consult with insurance brokers, or look for industry-specific insurance providers.
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