What are some common health insurance terms I should know?
Some common health insurance terms include premium, deductible, copayment, and out-of-pocket maximum.
Can you explain what a deductible is?
A deductible is the amount you pay for covered health care services before your insurance plan starts to pay.
What does copayment mean?
A copayment is a fixed amount you pay for a covered health care service, usually when you receive the service.
What is an out-of-pocket maximum?
The out-of-pocket maximum is the most you will have to pay for covered services in a plan year; after that, the insurance pays 100%.
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