What are some common health insurance terms I should know?
An example of an AI chatbot conversation about health insurance terminology and definitions.
What are some common health insurance terms I should know?
Sure! Some common terms include premium, deductible, copayment, and out-of-pocket maximum. Would you like definitions for these?
Yes, please explain what a premium is.
A premium is the amount you pay for your health insurance every month. It's like a subscription fee for your coverage.
What about a deductible?
A deductible is the amount you pay for healthcare services before your insurance starts to pay. For example, if your deductible is $1,000, you must pay that amount before your insurer covers costs.
Can you tell me what a copayment is?
A copayment, or copay, is a fixed amount you pay for a specific service, like a doctor's visit, at the time of service.
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