What are the implications of pre-existing conditions on healthcare insurance?
Pre-existing conditions can affect your healthcare insurance coverage, often leading to higher premiums or exclusions.
Can you give me examples of pre-existing conditions?
Sure! Examples include diabetes, asthma, and heart disease. Insurers may consider these when determining coverage.
How do different insurance plans handle pre-existing conditions?
Most plans cannot deny coverage for pre-existing conditions, but they may have waiting periods or higher costs.
What should I do if I have a pre-existing condition and need insurance?
It's best to compare plans, look for those that cover your condition, and consider speaking with an insurance broker.
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