What are some common myths about home insurance?
An example of an AI chatbot conversation about home insurance myths.
What are some common myths about home insurance?
Many people believe that home insurance covers everything, but that's not true. It typically excludes certain events.
What specific events are usually excluded?
Common exclusions include flood damage, earthquake damage, and maintenance issues like mold.
Do I need separate insurance for floods?
Yes, flood insurance is usually separate and often required if you live in a flood-prone area.
Is it true that my home insurance will cover my personal belongings?
Yes, personal belongings are generally covered, but there are limits and exclusions, so it's important to check your policy.
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