How much should I save for retirement?
An example of an AI chatbot conversation about saving for retirement.
How much should I save for retirement?
It depends on various factors like your age, income, and retirement goals. Generally, aim for 15% of your income.
What if I can't save 15%?
Start with what you can, even if it's less. The key is to begin saving and gradually increase your contributions.
Are there any specific accounts I should use?
Consider using a 401(k) or an IRA, as they offer tax advantages that can help your savings grow.
How do I calculate how much I need for retirement?
You can use the 4% rule as a guideline: estimate your annual expenses in retirement and multiply by 25.
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