How do I choose a repayment plan for my student loans?
An example of an AI chatbot conversation about choosing a repayment plan for student loans.
How do I choose a repayment plan for my student loans?
Choosing a repayment plan depends on your financial situation. Are you looking for lower monthly payments or a quicker payoff?
I want to keep my monthly payments low.
In that case, you might consider an income-driven repayment plan. It adjusts your payments based on your income.
What if my income changes?
If your income changes, you can recertify your income and your payment amount will be adjusted accordingly.
Are there any plans that offer forgiveness?
Yes, some income-driven plans offer forgiveness after 20 or 25 years of qualifying payments. Would you like to know more about those?
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