How can I contribute to my HSA?
An example of an AI chatbot conversation about contributing to a Health Savings Account.
How can I contribute to my HSA?
You can contribute to your Health Savings Account (HSA) through payroll deductions, direct deposits, or personal contributions.
What are the contribution limits for 2023?
For 2023, the contribution limit is $3,850 for individuals and $7,750 for families. If you're over 55, you can add an extra $1,000.
Can I use my HSA for non-medical expenses?
Yes, but if you withdraw funds for non-medical expenses before age 65, you'll face a 20% penalty and income tax.
What happens to my HSA if I change jobs?
Your HSA is yours to keep, even if you change jobs. You can continue to use it for qualified medical expenses.
How do I invest my HSA funds?
You can invest your HSA funds in mutual funds, stocks, or bonds, depending on your HSA provider's options.
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