How can I manage my money as a teenager?
An example of an AI chatbot conversation about managing money effectively as a teen.
How can I manage my money as a teenager?
Managing money as a teen is crucial! Start by tracking your income and expenses. Do you have a budget in mind?
I don't really know how to create a budget. Can you help?
Of course! Begin by listing your sources of income, like allowance or part-time jobs, then categorize your expenses, such as snacks, outings, and savings.
That makes sense! How much should I save?
A good rule of thumb is to save at least 20% of your income. This helps build a safety net for future needs.
What if I want to buy something expensive?
Great question! You can set a savings goal for that item and create a plan to save a little each month until you reach it.
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