How can I effectively manage my student debt?
Managing student debt involves budgeting, understanding repayment options, and exploring forgiveness programs. What specific concerns do you have?
I'm worried about high interest rates. What can I do about that?
You can consider refinancing your loans to secure a lower interest rate, or look into income-driven repayment plans that adjust based on your income.
Are there any programs that can help with loan forgiveness?
Yes, there are several programs like Public Service Loan Forgiveness (PSLF) for those working in qualifying public service jobs. Would you like more details on that?
Yes, please! How do I apply for PSLF?
To apply for PSLF, you need to complete the Employment Certification Form and ensure you're on a qualifying repayment plan. I can guide you through the steps!
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