How can I reduce my student loan debt?
An example of an AI chatbot conversation about reducing student loan debt.
How can I reduce my student loan debt?
There are several strategies you can consider, such as refinancing, income-driven repayment plans, and loan forgiveness programs.
What is refinancing and how does it work?
Refinancing involves taking out a new loan to pay off your existing student loans, ideally at a lower interest rate.
Are there any specific loan forgiveness programs I should know about?
Yes, programs like Public Service Loan Forgiveness (PSLF) and Teacher Loan Forgiveness can help if you qualify.
How do I apply for these forgiveness programs?
You can apply through your loan servicer's website, and it's important to keep track of your qualifying payments.
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