How do I report the cancellation of my debt?

How do I report the cancellation of my debt?

To report the cancellation of your debt, you should first gather all relevant documentation, such as the cancellation notice.

What documents do I need to provide?

You typically need the cancellation letter, any correspondence with the creditor, and proof of payment if applicable.

Where do I send these documents?

You can send the documents to the credit reporting agencies, like Experian, TransUnion, and Equifax, or your creditor directly.

How long does it take for the cancellation to reflect on my credit report?

It usually takes 30 to 60 days for the cancellation to be updated on your credit report after you submit the documents.