How can I start saving for retirement in my 30s?
An example of an AI chatbot conversation about saving for retirement in your 30s.
How can I start saving for retirement in my 30s?
It's great that you're thinking about retirement! Start by setting a budget and determining how much you can save each month.
What percentage of my income should I aim to save?
A common recommendation is to save at least 15% of your income, but even starting with 10% can make a big difference.
Should I invest in a 401(k) or an IRA?
Both are good options! If your employer offers a 401(k) with a match, contribute enough to get the full match first, then consider an IRA.
What types of investments should I consider?
Consider a mix of stocks and bonds. A target-date fund can also be a good choice as it automatically adjusts your investments over time.
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