How can I verify a debt I owe?
An example of an AI chatbot conversation about verifying a debt you owe.
How can I verify a debt I owe?
To verify a debt, you can request a debt validation letter from the creditor.
What should I look for in the validation letter?
Check for the amount owed, the name of the creditor, and any account numbers.
What if the creditor can't provide this information?
If they can't provide it, you may dispute the debt and request it be removed from your credit report.
Are there any time limits for disputing a debt?
Yes, you typically have 30 days from receiving the validation letter to dispute the debt.
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