What are the usage rules for HSAs?
An example of an AI chatbot conversation about Health Savings Account usage rules.
What are the usage rules for HSAs?
Health Savings Accounts (HSAs) can be used for qualified medical expenses, including deductibles, copayments, and some over-the-counter medications.
Can I use HSA funds for dental and vision expenses?
Yes, HSA funds can be used for dental and vision expenses, as long as they are qualified medical expenses.
Are there any penalties for using HSA funds for non-medical expenses?
Yes, if you use HSA funds for non-qualified expenses before age 65, you'll face a 20% penalty plus income tax on the amount.
What happens to my HSA if I change jobs?
Your HSA is yours to keep, even if you change jobs. You can continue to use the funds for qualified expenses.
How do I contribute to my HSA?
You can contribute to your HSA through payroll deductions, direct deposits, or by transferring funds from another account.
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