What is identity theft insurance and do I need it?
An example of an AI chatbot conversation about identity theft insurance.
What is identity theft insurance and do I need it?
Identity theft insurance helps cover costs related to restoring your identity after theft. It's not mandatory, but it can be beneficial.
What kind of expenses does it cover?
It typically covers legal fees, lost wages, and costs for credit monitoring services.
How do I choose the right policy?
Look for policies that offer comprehensive coverage, good customer service, and a clear claims process.
Are there any exclusions I should be aware of?
Yes, many policies exclude pre-existing conditions and may not cover certain types of fraud.
Can I get identity theft insurance through my current insurance provider?
Yes, many insurance providers offer identity theft coverage as an add-on to existing policies.
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