What is the impact of my credit score on loan approval?
An example of an AI chatbot conversation about the impact of credit scores on financial decisions.
What is the impact of my credit score on loan approval?
Your credit score significantly affects your loan approval chances. A higher score usually means better terms.
How can I improve my credit score?
You can improve your credit score by paying bills on time, reducing debt, and checking your credit report for errors.
What credit score do I need for a mortgage?
Typically, a score of 620 or higher is needed for a conventional mortgage, but some lenders may accept lower scores.
Will checking my credit score hurt it?
No, checking your own credit score is considered a soft inquiry and does not affect your score.
How often should I check my credit report?
It's a good idea to check your credit report at least once a year to ensure accuracy and monitor for any changes.
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